THE  PROCESS

Buying a home in Charleston, SC can be daunting. With Ayesha Wright Smith, a trusted real estate expert, the journey becomes seamless. From property search to closing, Ayesha provides personalized guidance for a successful transaction in the Lowcountry.

How it works

Decide that buying a home is right for you.

When you're ready to buy, the first step is making the decision to buy. If renting no longer serves you, you're ready to retire, or buy your next home, this step is crucial.

Assess Your Financial Situation & Get Pre-Approval for a Mortgage:

Review your credit score and financial health. Determine how much you can afford for a down payment and monthly mortgage payments.


Get pre-approved for a mortgage to understand your budget and increase your credibility with sellers.

Schedule Consult & Hire a Real Estate Agent:

Choose a reputable real estate agent who understands your needs and the local market.

Define Your Home Requirements:

Clearly outline your priorities, such as location, size, and features, to guide your search.


Search for Homes:

Explore listings online and attend open houses, working closely with your real estate agent to find suitable properties.

Make an Offer:

Once you find the right home, work with your agent to make a competitive offer, taking into account market conditions and recent comparable sales.

Negotiate Terms:

Be prepared to negotiate on price, contingencies, and other terms with the seller.

Home Inspection:

Conduct a thorough home inspection to identify any potential issues or necessary repairs.

Secure Financing:

Finalize your mortgage application and secure financing for the home purchase.

Finalize Contract and Closing Documents:

Work with your real estate agent and attorney to review and finalize all necessary paperwork.

Closing:

Attend the closing meeting to sign the final documents, pay closing costs, and receive the keys to your new home.

Move In:

Coordinate the logistics of your move and settle into your new home.

Ready to start the process? Let's get acquainted.

Enter your email below and let's schedule a time to tour Charleston.

Contact Us

VETERANS Homebuyer(s) Process.

VA loans represent an invaluable opportunity for those who have served our nation to achieve the dream of homeownership with unparalleled advantages. As a seasoned real estate professional, I understand the intricacies of VA loans and am dedicated to guiding veterans through a seamless homebuying process. With no down payment requirements and competitive interest rates, VA loans offer a distinct financial advantage. My expertise includes a deep understanding of the VA loan approval process and navigating the unique considerations involved. I am committed to ensuring that our veterans not only access these exclusive benefits but also find the perfect home to embark on the next chapter of their lives. Whether you're a first-time homebuyer or looking to leverage your VA loan benefits for the second time, I am here to make your homeownership journey a smooth and rewarding experience.